Banks charge 10-14% on loans and pay 2-4% on savings.
We do the opposite. Member-owned since 2010.
Quick Start: Rs 250 one-time membership • Minimum Rs 100 deposit • Access loans after 6 months
*Savings rates up to 8% include base interest plus annual member dividends based on cooperative performance.
Registered & Regulated
Co-operatives Act 2016
Trusted by Mauritian Families Since 2010
15+ Years · Rs 0 Losses · 100% Member-Owned
Fast Processing
Loans reviewed in 48 hours
Community First
Not-for-profit cooperative
Choose your path to financial growth
Earn up to 8% annual returns on your deposits - 3x more than traditional banks
Get personal, home & vehicle loans at just 6% flat rate - save thousands in interest
Become a member-owner of your financial institution and share in our success
We're not a bank. We're a member-owned cooperative where your success is our only goal.
Earn up to 8% on savings accounts and up to 9% on fixed deposits* - consistently higher than traditional banks.
Compare Rates →Get personal, home, and vehicle loans at just 6% flat rate - save thousands compared to banks charging 10-14%.
See Loan Options →You're not a customer - you're an owner. Share in our profits through annual dividends and vote on major decisions.
Learn More →Your money stays local, supporting fellow members and building a stronger Mauritius through cooperative banking.
Our Impact →The cooperative advantage since 2010
Base interest + annual dividends
All loan types, fixed forever
Fast processing with board approval
Member-owned since 2010
Start saving more or borrowing better today
Annual Return | Min Rs 1,000
Rs 50,000 - 5,00,000 | 1-5 Years
Join in 3 simple steps
Fill out our 5-minute membership form from any device, anywhere
Upload your ID and proof of address - we verify within 24 hours
Access your account immediately and start enjoying better rates
Need help? Call us at +230 5798 7127 or WhatsApp us
Free financial calculators - no registration required
See how your money grows with our competitive rates or compare loan costs side-by-side
Real stories from real members
Joining Golden Credit Union was the best financial decision I made. I saved Rs 45,000 in interest on my car loan compared to what banks were offering. The personal service makes all the difference.
See exactly how much you'll save on loans and earn on savings. Includes real examples from 5 major Mauritian banks.
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Join 35+ members who are earning more, paying less, and taking control of their finances